Your path to financial freedom starts today.
Helping Filipino-Canadian Homeowners Build Wealth Beyond Their Mortgage.
As a mortgage professional serving primarily Filipino-Canadian families, I understand how hard we work to build a better life here in Canada.
For many of us, owning a home is one of our biggest dreams and achievements. But with the rising cost of living, mortgage payments, family responsibilities, and saving for retirement, it can sometimes feel like we're working so hard just to keep up.
Over the years, I've helped many families purchase their first home, upgrade to a bigger property, refinance, and use their home equity to achieve their financial goals.
But I also believe that owning a home should be more than just paying off a mortgage. It can also be part of building long-term wealth.
That's one of the reasons I became a Smith Manoeuvre Certified Professional™.
The Smith Manoeuvre™ is a financial strategy strategy offers a powerful alternative that allows homeowners to convert their mortgage into a wealth-building tool without finding extra room in their monthly budget.
What I love most about what we do is that we don't just focus on getting our clients a mortgage. We take the time to understand their goals, explain their options, and help them make informed decisions for their family's future.
Every family's situation is different, and this strategy isn't for everyone. That's why our team believes in education first, careful planning, and working alongside your tax and financial advisors.
Because for us, it's not just about helping you own a home. It's about helping you make the most of what you've worked so hard to build.
If you're a Canadian homeowner wondering how your mortgage and home equity could become part of your long-term wealth-building strategy, let's have a conversation.
Let's explore what's possible for you and your family.
-Wilma
Wilma Payne, Mortgage Broker
Smith Manoeuvre Certified Professional™
The Smith Manoeuvre™
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Get immediate access to our free mini-course below!
In under 30 minutes, you'll discover a proven strategy that has helped thousands of Canadians become mortgage-free sooner while building significant investment wealth.
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Held on the fourth Monday of each month, this session offers all Canadians the opportunity to learn The Smith Manoeuvre™ basics directly from a member of our leadership team.
No pressure, just practical information to help you decide if this strategy is right for you.
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Your Smith Manoeuvre Certified Professional™
Wilma Payne
Meet Wilma Payne
Filipino-Canadian Mortgage Strategist | Real Estate Investor | Mortgage Professional at BRX Mortgage | Smith Manoeuvre Certified Professional™
Wilma Payne is a Filipino-Canadian mortgage strategist, real estate investor, and licensed mortgage professional at BRX Mortgage. She is passionate about helping Canadian families, particularly Filipino-Canadians, achieve homeownership, make smart mortgage decisions, and build long-term financial security.
With over 20 years of corporate leadership experience and an MBA, Wilma brings a unique combination of financial knowledge, strategic thinking, real estate investing experience, and a genuine commitment to helping people.
Since entering the mortgage industry in 2021, she has helped families navigate their mortgage journeys, from purchasing their first home and upgrading to a larger property to refinancing, accessing home equity, and building real estate investment portfolios.
As a Smith Manoeuvre Certified Professional™, Wilma also helps eligible homeowners explore strategies to make their mortgage and home equity work toward their long-term wealth-building goals.
As both a mortgage strategist and real estate investor, Wilma understands that a mortgage is more than just financing a property. It can be an important part of a family's overall financial strategy.
What sets Wilma apart is her personalized approach. She believes every client deserves more than just a competitive mortgage rate. They deserve someone who listens, understands their goals, explains their options clearly, and guides them with care and transparency.
Together with her team, Wilma is committed to making the mortgage experience simple, educational, and as stress-free as possible.
Her philosophy is simple: It's not just about getting you a mortgage. It's about helping you make confident financial decisions, maximize opportunities, and build a better financial future for your family.
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